Will health insurance pay for medical care after a car accident in Florida?
Fort Walton Beach, FL—If an individual was involved in a car accident in Fort Walton Beach and sustained injuries that require medical treatment, they may be able to get it covered by their health insurance company. Of course, if they have a deductible, this will need to be satisfied before the insurer will begin paying for care. Now, although a person’s health insurance carrier may be willing to pay for the care the individual needs to have rendered, there may be other ways to get their care covered.
Other Ways to Get Medical Care Paid For After a Car Accident in Florida
Before a car accident victim turns to their health insurance company for financial help, they may be able to get some or all of their care paid for by their auto insurance carrier. All drivers in the State of Florida are required by law to carry certain types of insurance coverage, one of those being Personal Injury Protection Insurance (PIP). PIP will generally pay a car accident victim up to $10,000 following the occurrence of an accident, regardless of who caused the collision.1
The key to obtaining PIP benefits, however, is that a policyholder must have:
- Received medical treatment within 14 days after their accident.
- Their insurer must also approve their claim.
- They must have satisfied their deductible, given they have one.
Filing a Claim With the Other Driver’s Insurance Company
In the event a driver is unable to recover an amount that satisfies the medical expenses they have accrued as a result of an accident that wasn’t their fault, they can then turn to the other driver’s insurer. If the other driver was operating a commercial truck or they were driving for a rideshare company such as Uber or Lyft, then a claim may need to be filed with the driver’s employer or the company.
Browning Law Firm is Here to Help an Accident Victim Recover Compensation for Medical Expenses and More
Recovering compensation for medical expenses, lost wages, pain and suffering, etc. can be challenging after an accident. The insurance company won’t always want to pay or may try and provide a claimant with far less than they should receive. In some cases, an individual may find that the insurance adjuster doesn’t want to answer their calls or is making them wait longer than necessary to provide them with a payment.
Rather than have to figure out which insurance company is required to pay what, a car accident victim can retain a Fort Walton Beach, FL accident lawyer who can assist them with this. In return, they can take the time they need to focus on recovering rather than having to deal with non-compliant insurance adjusters. If a car accident victim is looking for help with recovering compensation from one or more insurance companies, they can contact Browning Law Firm to speak with an experienced Fort Walton Beach accident attorney.
Browning Law Firm can be reached at:
418 Racetrack Rd. NE, Ste B
Fort Walton Beach, FL 32547