Does the workers compensation system make businesses safer in South Carolina?
Charleston, SC – There are usually several million work related injuries throughout the country each year, and without safety measures in place this number would likely be much higher.
Just about all workplaces in South Carolina and throughout the United States are required to pay into insurance that will cover injured workers wages. This system is important for protecting laborers, especially those who work in fields such as manual labor and manufacturing that have high injury rates. The main benefits of this system is that workplaces will try to find ways to reduce their financial losses by minimizing the possibility of a work related injury.
Employers protect their workers in order to protect their money
One of the theories behind the workers compensation system is that employers are given an incentive to keep workers safe if they know that their insurance costs will increase after injuries are reported. This creates a reason for the company to protect its bottom line by also protecting its workers. Negative publicity or lawsuits tied to injuries also seem to have a similar effect due to the fact that the fallout from these incidents can ultimately cause customers to stay away from a business that seems unsafe or unethical.
Identifying and fixing risks
When a workplace attempts to keep its employees safe, there will usually be various attempts to identify and then remedy any hazards or previous sources of injuries. While things like repairs and safety equipment will increase costs in the short term, lost productivity and payouts from workers compensation or insurance can ultimately be more expensive long term issues. Some businesses develop complex ways of checking for safety and reporting problems as soon as they are found to avoid incidents and injuries. However, basic safety measures are important as well, as injuries tied to simple mistakes like falling over office furniture or electrical cords are also quite common.
Workers compensation claims
When a worker is hurt, their wages are paid by the insurance provider that the employer has already bought a policy from. There will be an investigation to determine if the injury was legitimately related to the person’s job duties and see if they were under the influence of alcohol or drugs, but most workers are paid as long as there seems to be no foul play. The main consequence from the employer’s standpoint is that insurance costs can increase in the future. Workers should also be careful to make sure the employer does not try to retaliate after they return to work, as this is illegal.
Legal advice during a workers compensation claim
The Clekis Law Firm is experienced in all matters related to the workers compensation process under South Carolina law. Their attorneys are available to consult with injured workers and provide advice and guidance.
Firm contact info:
171 Church St., Charleston SC, 29401