Baton Rouge, LA – Vehicle damage is a part of almost every car accident. In most cases, the driver can just file an insurance claim to see if these losses and the costs of repairs will be covered. Civil lawsuits are mostly reserved for accidents that result in injuries and losses related to the victim’s inability to work as normal, but an attorney should be contacted so that the victim can decide what is the best course of action based on their personal situation. People who sustain medical issues are normally the ones who end up bringing personal injury lawsuits in most cases. 

The insurance process and collision coverage

The main remedy most drivers have for vehicle damage after an accident will be through their insurance policy. Some auto insurance policies may not cover collision damage at all, while others may require the driver to pay a deductible before the insurance company will start to pay for any losses. 

Any accident victim should contact their insurance provider as soon as possible and report the collision. The insurance company will normally tell the person what to do and how to follow their process for filing a claim and receiving funds to make repairs. Legal help may be necessary if the insurance company is being evasive or refusing to assist the victim even when it is clear that they have sustained losses that should be covered. 

Is a lawsuit necessary for property damage?

Most civil lawsuits after car accidents are for losses beyond vehicle damage. Things like medical treatment and hospital stays, lost wages and income, and continued healthcare in the months or years after a collision tend to be much more expensive than repairing a car, even if the vehicle damage is severe. 

In any situation, it is always best for victims to get legal advice from a local licensed attorney. The decision to bring a civil case is normally made after an exchange of information between the potential client and the lawyer and careful consideration. There is not one general piece of advice related to all civil lawsuits that will determine what should happen in any individual case. However, as a general rule, lawsuits will tend to be necessary after severe accidents, where accidents that only result in minor amounts of property damage may be resolved through the insurance process. 

Learning more about car accident lawsuits

Anyone who has been involved in a motor vehicle accident in the Baton Rouge area has the option of contacting an experienced personal injury attorney. Miller, Hampton, and Hilgendorf is a respected firm that helps local clients with their civil lawsuits and related issues. 

Firm contact info:

Miller, Hampton, and Hilgendorf

3960 Government St., Baton Rouge, LA 70806

225-343-2205

www.mlhlaw.com