The damage done to one’s vehicle after a collision can be quite difficult to repair. Anyone who intends on filing a car accident claim will need to make sure they take the necessary steps so they are not taken advantage of and so they get the compensation amount they deserve. The insurance company that is responsible for paying the driver will be in charge of determining whether a person’s vehicle should be repaired or if it was totaled. If they determine that the vehicle was totaled, then they may simply pay a person for the market value of their car instead of paying for a repair. Whatever they feel is more cost-effective is the route they will take.
There are many factors taken into consideration when a decision is being made on how much a person can claim for damage done to the vehicle. The extent of the damage comes first, alongside other matters such as the level and percentage of negligence of each driver. The greater the damage done, and the more harm that is caused by the other driver’s lack of responsibility, the more chances a person will have of being able to file a successful car accident claim and receive more compensation for the harm they experienced.
If the vehicle was financed and it took a severe amount of damage in an accident, the driver will still be responsible for paying any loans on the vehicle. Also, if a person wants to rent a vehicle during the repairs, they are allowed to do so, but they will have to pay for it from their own pocket and this is usually not included in the total claim amount. Some policies may include rental vehicles, but a person should get in touch with their attorney and ask to see what is or is not included so they can better understand what to expect from filing their claim.
When should a car accident claim be filed in Monroe, Louisiana?
Car accident claims need to be filed whenever any form of harm was suffered or there was significant damage done to one’s vehicle. Failing to report a significant accident and failing to remain at the scene of the collision can be considered criminal offenses and a person may be severely penalized for the harm that they caused to everyone around them.
Get in touch with a car accident lawyer at Campbell, House, and Company today to learn more about the car accident claim process and to get the deserved compensation so life can return back to normal.
Reach them at:
1815 Roselawn Ave
Monroe, LA 71201