Does workers’ compensation insurance cover a heatstroke in Florida?
Miami, FL—If an individual who is covered by workers’ compensation insurance suffered a heatstroke while working and had to seek medical treatment, the care rendered should be covered by their employer’s insurer.
What can cause a heatstroke?
A heatstroke can happen when a person’s body overheats. This is generally caused by “prolonged exposure to or physical exertion in high temperatures.”1 Employees who are required to work outdoors or perform strenuous tasks are at a higher risk of suffering a heat stroke, especially if they aren’t staying hydrated and taking time to rest. While it is more common for a worker to suffer a heatstroke during the summer months, a person’s body can overheat during any time of year when the right conditions are present.
If an employee suffers a heatstroke, they do require emergency medical treatment, according to the Mayo Clinic. While some heatstroke victims can be treated with fluids and rest, others may need to have additional types of treatment rendered.
How can an employee get their medical care paid for after suffering a heat stroke?
If an employee suffered a heatstroke while working and sought medical attention, the care they had rendered should be covered by their employer’s insurer. Generally, in order to get the care paid for, an employee will need to notify the hospital or medical facility where treatment was rendered that they suffered an on-the-job injury. The medical staff will likely need the name of the individual’s employer along with other information so they know who to submit the medical bills to.
Once an employee’s employer receives notice of the injury, they should contact their insurer to ensure the medical care is paid for.
What if the insurer doesn’t want to pay?
If the insurance company denied care rendered to an injured worker, it may be because the carrier is missing information or has found one or more reasons to deny the claim. If the claim was denied because the insurer is missing information, the employee should provide the carrier with what they need so that the claim can be processed. If the claim was denied for an illegitimate reason, the employee should contact their employer or the insurer to try and get the issue resolved.
When to Call a Miami, FL Workers’ Compensation Lawyer
Employees who are unable to get their medical bills covered or obtain the wage replacement benefits they are entitled to should contact a Miami workers’ compensation attorney for help. Mario Trespalacios P.A offers legal services to those who are seeking workers’ comp benefits or are having a difficult time obtaining them.
If an injured worker would like to discuss their concerns with an experienced workers’ compensation lawyer in Miami, FL, they can contact Mario Trespalacios P.A at 305-261-5800.
Mario Trespalacios P.A. can be contacted at:
9495 SW 72 Street, Suite B-275
Miami, FL 33173
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